Which cc starts with 3

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What is a credit card number? By Brendan Harkness Updated Dec 09, Each digit represents a different industry. Apply Now securely on the issuer's website. Highlights Rewards Balance transfers Fees. To earn cash back, pay at least the minimum due on time. After that, the variable APR will be Balance Transfers do not earn cash back. Intro APR does not apply to purchases. If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance including balance transfers by the due date each month.

Citi Flex Plan offers are made available at Citi's discretion. How to Transfer a Balance on a Credit Card. Penalty APR Up to MasterCard's unique first digit is 5, while Visa's is always 4. A Discover card's first digit is consistently the number 6. You can further identify credit cards that start with the same first number by analyzing two or more digits.

For example, even though American Express, Diner's Club and Carte Blanche all start with the number 3, you can confirm American Express numbers if the first digit, 3, is followed by a 4 or a 7. However, if a zero, 6 or 8 follow the 3, the credit card number belongs to a Diner's Club or Carte Blanche account. Some of the more common issuers of cards have between 13 and 16 digits. Home Personal Finance NerdWallet. NerdWallet How to decode your credit card numbers Published: Aug. ET By Gregory Karp.

First number The first digit on a credit card is like an area code in a phone number. Here are starting numbers for major credit card issuers in the U. My wife is a stay-at-home mom. Are we doing OK? The other three major credit companies -- Visa, Mastercard and Discover -- have a digit sequence on their cards.

Look at the first number on the card again to determine the industry within which the card was issued. Along with identifying the credit company, the first number on the card serves as the major Industry Identifier, which tells you if it is a bank or gasoline card, for example. Cards that start with 1 and 2 are issued by airlines, those beginning with 3, such as American Express, are identified with travel and entertainment, numbers 4, 5 and 6 are bank cards, and those that start with 7 are issued by gasoline companies, such as ExxonMobil and Chevron.

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